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Tool Theft: insurance tips to help safeguard tradies

2min read

As a tradie, your tools and truck are more than just equipment – chances are they're the backbone of your livelihood. With a reported rise in theft and vehicle break-ins over the last 12months (ABS 2025), safeguarding your assets has never been more critical.

 

Prevention is Key

Before delving into insurance jargon, let’s cover off a few measures and deterrents as a first step:

  • Lockable storage and security chains: consider investing in a lockable toolbox anchored to your vehicle. Or if your toolbox is portable, you might think about securing it with a chain to prevent easy removal. 
  • Make your mark: engraving your tools with identification details, (i.e. your name or business name) can make them less appealing to thieves and easier to recover if found by good samaritans or authorities. 
  • GPS Tracking: attaching small GPS trackers to larger and/or high-value tools can allow you to monitor their location via smartphone apps. 
  • Avoid leaving them highly visibility: try not to leave your tools in plain sight within your vehicle to help to reduce temptation. 

 

Choose the Right Insurance for You: Truck Assist's Drive Pack Plus

Even with the best preventive measures, theft and damage can still occur. Having insurance coverage though can help you when you need it most and protect livelihood.

Truck Assist’s flexible and fast Drive Pack Plus offers a comprehensive insurance solution tailored to support tradies and small to medium sized Aussie businesses across a whole heap of industries that rely on tools & equipment, machinery and trucks to get the job done.

 

What’s included?

As well as cover for your plant and equipment, trucks and trailers, Drive Pack Plus Equipment and Machinery Insurance includes Roadside Assistance and Downtime Cover as standard* for eligible vehicles. Let’s break it down to what that really looks like:

  • Commercial Motor Cover*: Protects against loss or damage due to accidents or theft, including coverage for accessories like chains, tarps, and personal belongings. 
  • Downtime Cover*: Provides regular payments to help maintain cash flow while your vehicle is being repaired.
  • 24/7 Roadside Assistance*: Nationwide support for emergencies like flat batteries, tyre changes, and towing.
  • Optional Extras*: Add-ons like Work Tools Cover, Public & Products Liability, and Goods in Transit are available to enhance your protection depending on your needs.

 

By combining proactive security measures with comprehensive insurance coverage, you can better protect your tools, your truck, and your livelihood. 

Keen to know more? Get an online quote in minutes today.

*Limits and exclusions apply. This article contains general information only. When making decisions about our insurance, consider the PDS and TMD on https://truckassist.com.au/insurance/truck-insurance. National Transport Insurance is an equal joint venture administered on behalf of the insurers (CGU Insurance ABN 11 000 016 722 AFSL 227681 & Vero Insurance ABN 48 005 297 807 AFSL 230859) by its manager NTI Limited ABN 84 000 746 109 AFSL 237246.